Workers Compensation cases are difficult for people. Not only are people injured, they typically miss work and don’t get paid what they normally do. The system that is designed to protect and compensate them - Workers Compensation - is confusing and time-consuming.
An overview of what to expect in a typical case might help:
In Illinois, workers compensation entitles people to three basic things: (1) payment for their time off of work - called Temporary Total Disability, or TTD, (2) payment of all necessary and related medical expenses, and (3) compensation for disability. There are other things that come up in some cases, such as vocational rehabilitation, but those are things you can talk to your attorney about.
When you get hurt, you should tell your supervisor as soon as possible. Seek medical treatment if needed. Your employer gets to choose which doctors you go to, but you can request a second opinion if necessary. Your medical treatment should be paid by your employer, but bills are sometimes sent to your house. A good Illinois workers compensation lawyer can advise you on what to do if you get medical bills, and how to try to keep medical providers from bugging you if your employer doesn’t pay.
If you miss work, you should be paid for your time off. Unfortunately, you are only paid 2/3 of your average weekly wage while you are off. The exact calculation can be difficult at times, so an attorney can help determine what your average weekly wage is, and if your TTD payment should be different than the 2/3 amount (there are legally required maximums and minimums, for example). If you don’t get paid at all, an attorney may be able to help.
(to be continued…)